Please enter your pin on your phone dial-pad. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. Its not available in NY. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. Yes! Flea & tick medication. NOTICE TO MAINE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. 70%, 80% or 90%. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Is it worth shopping around for pet insurance? If you have filed a claim and you have chosen to pay your premiums annually, you wont receive any refunds if you decide to cancel coverage. Yes, plans provided by Spot have a 14 day waiting period for coverage. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. You can also get a pet insurance quote through your veterinarian or by shopping around online. When calling our call center, please provide the representative with this priority code: Spot Canadians embrace the love of their pets, choosing to help protect their health for a longer, happier life together with Spot Pet Insurance, which is available now across Canada. Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. NerdWallet's ratings are determined by our editorial team. Pet Insurance Plans Find out what eligible conditions and accidents our plans cover. These policies come with an annual deductible and annual coverage limits. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. Reply from Spot Pet Insurance. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. After comparing 16 leading pet insurance providers, ManyPets received a 4.9 out of 5, while Spot received a 4.7 out of 5. Spot plans cover exams for covered conditions. Illness, disease, injury, or change to your pets health that first occurs or shows symptoms before coverage is effective or during a waiting period. Get email updates to help your pets lead happier, healthier lives. NOTICE TO DISTRICT OF COLUMBIA APPLICANTS:It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. Unless you notify us that you want to cancel or we advise that your policy will not be renewed, we will automatically issue you a new policy at the end of each policy period. If you are thinking of canceling your coverage, keep the following things in mind: Pre-existing conditions. Tv fanatic. Visit our pet insurance FAQ page now . Spot Pet Insurance offers a 30-day money-back guarantee. Your email address will not be published. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. Your veterinarian may also need to submit other medical records. RELEASE OF LIABILITY. NOTICE TO CONNECTICUT APPLICANTS: Concealment, fraud. To cancel your pet policy, contact Petplan at 1.844. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. Possibility of chronic illness onset. Preventive Care reimbursements are based on a schedule. How do I cancel Spot pet insurance? Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. ELIGIBILITY. Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. Your pets correct age may be validated when reviewing your pets medical records. To start the transfer of ownership policy change, please reach out to Customer Service. Simply head to our online cancellation form and fill in your details. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. Your coverage limit for an Accident-Only policy can be $3,000, $4,000, $5,000, $7,000 or $10,000 per year. Plans provided by Spot do not cover pre-existing conditions. Once you have a pet insurance policy, your dog or cat will be covered for life. Twitter specialist. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. It was founded in 2019 and aims to deliver first-class coverage without breaking the bank. Please have your PIN ready when calling. Not all insurances cover exam fees. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. 90%. " in 3 reviews " Fast claim payment, great price and peace of mind!!! Compensation will be paid to the producer, based on the insurance contract the producer sells. Each of the wellness plans costs extra, obviously. Access the member portal through our homepage. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. The pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying the best pet insurance easier. All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. What Happens to My Pet Insurance if I Move? The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. 4. You're on the Spot US website. Partial refund. As an animal lover with a rescued Terrier named Barry, when she's not helping pet owners find the perfect plan on Pawlicy Advisor, she runs a ranch in Oregon and rehabilitates any animals that come across her path. Spot Pet Insurance Logo, Copyright 2023. This means that any illnesses or injuries related to that condition will not be covered. West Palm Beach, FL 33401. Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. YOU AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND SPOT ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. For cats, they can choose either a $7,000, $15,000, or Unlimited annual limit. 1. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. Is Pet Insurance Worth It? 1 Go to any vet Visit any vet, specialist or emergency clinic you'd like and pay your bill there. Our helpful team is just one phone paw away or you can visit the contact page. Let us dig up an answer. PIN confirmation is not supported via voice. Get helpful tips in our blog for dogs, puppies, cats, and kittens. Products, schedules, discounts, and rates may vary and are subject to change. There is no waiting period for preventive care coverage if you choose to add it to your plan. All provision indicating an ongoing obligation, which include but are not limited to 1. Sponsor reserves the right to cancel the Sweepstakes at any time. CONDUCT. Get inspired and try out new things. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines; computer online systems, servers, or providers; computer equipment; software; or failure of e-mail or entry on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participants or to any persons computer related to or resulting from participating in this Sweepstakes, downloading materials from Sponsors Web site. Does Pet Insurance Cover End of Life Expenses? Yes, plans provided by Spot have a 14 day waiting period for coverage. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. In the end, you'll likely pay thousands of dollars for insurance if you maintain the policy over the life of your pet. Spot received a score of 91 out of 100 for its customizable and flexible plans, ensuring that pet owners only pay for what their pet needs. This includes conditions that are related to, secondary, or resultant from a pre-existing condition. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. If you are thinking about canceling your policy because your pet seems perfectly healthy and hasnt had any major medical issues, keep in mind that health conditions can happen at any time. Veterinary Services. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. Even if you focus on insured pets, the risk is rarely . Our Vet Care Providers. MetLife: All full-time and part-time associates are eligible for pet insurance that protects you from the high cost of care for a sick or injured dog or cat. 251.5462. For questions, please email us at. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Penalties may include imprisonment, fines or a denial of insurance benefits. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. Trupanion Pet Insurance: Best for No Coverage Limits. Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. Spot earned 4.5 stars out of 5 for overall performance. By doing this, you will lower your monthly premiums, while making sure your pet is still protected and you will be able to pay for unexpected medical bills. You get to select your reimbursement percentage when you enroll in a plan provided by Spot. You may use any licensed veterinarian in the US. Base level plans provided by Spot do not cover spaying. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Click For Price Claims Form Download our latest claims form below. Key Features. To appeal your claim simply email your request and supporting documentation to service@customer.spotpetins.com. Figo Pet Insurance: Best for 100% Reimbursement. Claims process: Must submit claims within 270 days of the date of service via app, online, fax, or mail. Find more information on preventative care coverage here. Do Spot Plans Offer Pet Insurance Discounts ? What should I consider when canceling my pet insurance policy? 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